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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,951 | $135,956+30.9% | $123,894+43.6% | $273,972-35.0% |
| Participation rate | 94.4% | 84.1%+10.4pp | 81.4%+13.0pp | 83.0%+11.4pp |
| Annual return | 6.50% | 56.63%-50.1pp | 47.52%-41.0pp | 41.46%-35.0pp |
| Employer contribution / active EE | $12,602 | $5,170+143.8% | $4,617+173.0% | $4,869+158.8% |
| Participant deferral / active EE | $12,609 | $6,343+98.8% | $5,984+110.7% | $5,287+138.5% |
| Admin fee / account holder | $1,630 | $9,817-83.4% | $8,357-80.5% | $10,133-83.9% |