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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,424 | $93,589-33.3% | $135,942-54.1% | $75,181-17.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 18.75% | 30.90%-12.2pp | 68.28%-49.5pp | 160.69%-141.9pp |
| Employer contribution / active EE | $1,352 | $3,537-61.8% | $4,858-72.2% | $2,671-49.4% |
| Participant deferral / active EE | $13,853 | $6,405+116.3% | $7,759+78.5% | $4,126+235.8% |
| Admin fee / account holder | $1,046 | $6,977-85.0% | $10,764-90.3% | $5,650-81.5% |