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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,473 | $106,557-70.5% | $91,227-65.5% | $134,545-76.6% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -17.25% | 160.81%-178.1pp | 114.14%-131.4pp | 418.37%-435.6pp |
| Employer contribution / active EE | $4,569 | $3,332+37.1% | $2,851+60.2% | $4,742-3.6% |
| Participant deferral / active EE | $3,712 | $4,719-21.3% | $4,234-12.3% | $6,401-42.0% |
| Admin fee / account holder | $374 | $6,235-94.0% | $5,423-93.1% | $11,431-96.7% |