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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,786 | $127,298-69.5% | $109,916-64.7% | $167,553-76.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.2%+25.8pp | 82.1%+17.9pp |
| Annual return | 13.87% | 22.97%-9.1pp | 29.46%-15.6pp | 478.89%-465.0pp |
| Employer contribution / active EE | $5,575 | $3,325+67.7% | $2,844+96.0% | $4,840+15.2% |
| Participant deferral / active EE | $5,475 | $4,513+21.3% | $4,047+35.3% | $6,343-13.7% |
| Admin fee / account holder | $359 | $7,119-95.0% | $6,069-94.1% | $12,316-97.1% |