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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,525 | $148,629-53.9% | $135,982-49.6% | $139,487-50.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 28.03% | 79.33%-51.3pp | 68.32%-40.3pp | 373.84%-345.8pp |
| Employer contribution / active EE | $18,060 | $5,247+244.2% | $4,859+271.7% | $4,755+279.8% |
| Participant deferral / active EE | $12,370 | $8,102+52.7% | $7,760+59.4% | $6,713+84.3% |
| Admin fee / account holder | $463 | $12,406-96.3% | $10,767-95.7% | $11,407-95.9% |