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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,525 | $148,558-53.9% | $135,925-49.6% | $139,427-50.9% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 28.03% | 79.22%-51.2pp | 68.25%-40.2pp | 373.27%-345.2pp |
| Employer contribution / active EE | $18,060 | $5,244+244.4% | $4,857+271.8% | $4,752+280.1% |
| Participant deferral / active EE | $12,370 | $8,101+52.7% | $7,759+59.4% | $6,711+84.3% |
| Admin fee / account holder | $463 | $12,401-96.3% | $10,764-95.7% | $11,404-95.9% |