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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,647 | $226,090-97.1% | $182,531-96.4% | $152,885-95.7% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 25.87% | 192.57%-166.7pp | 148.57%-122.7pp | 345.39%-319.5pp |
| Employer contribution / active EE | $28 | $4,978-99.4% | $4,075-99.3% | $4,763-99.4% |
| Participant deferral / active EE | $1,825 | $6,369-71.4% | $5,525-67.0% | $5,851-68.8% |
| Admin fee / account holder | $520 | $10,705-95.1% | $8,593-94.0% | $11,598-95.5% |