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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,511 | $89,259-80.4% | $107,187-83.7% | $82,637-78.8% |
| Participation rate | 97.6% | 67.9%+29.6pp | 75.0%+22.5pp | 68.1%+29.5pp |
| Annual return | 5.35% | 21.02%-15.7pp | 204.55%-199.2pp | 53.51%-48.2pp |
| Employer contribution / active EE | $5,164 | $3,080+67.6% | $3,782+36.5% | $2,552+102.3% |
| Participant deferral / active EE | $0 | $4,037-100.0% | $5,096-100.0% | $4,126-100.0% |
| Admin fee / account holder | $2,476 | $7,381-66.5% | $9,162-73.0% | $7,339-66.3% |