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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,689 | $105,160+40.4% | $94,679+56.0% | $139,456+5.9% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 18.48% | 38.04%-19.6pp | 156.75%-138.3pp | 373.45%-355.0pp |
| Employer contribution / active EE | $29,850 | $4,107+626.9% | $3,673+712.7% | $4,753+528.1% |
| Participant deferral / active EE | $11,250 | $7,599+48.1% | $7,417+51.7% | $6,711+67.6% |
| Admin fee / account holder | $658 | $8,988-92.7% | $7,233-90.9% | $11,407-94.2% |