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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,422 | $175,259-67.8% | $149,723-62.3% | $139,487-59.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 3.63% | 166.82%-163.2pp | 134.50%-130.9pp | 373.84%-370.2pp |
| Employer contribution / active EE | $3,602 | $5,478-34.3% | $4,821-25.3% | $4,755-24.3% |
| Participant deferral / active EE | $7,093 | $6,522+8.8% | $5,682+24.8% | $6,713+5.7% |
| Admin fee / account holder | $154,440 | $16,158+855.8% | $13,215+1068.7% | $11,407+1253.9% |