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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,296 | $217,432+47.3% | $185,851+72.3% | $167,553+91.2% |
| Participation rate | 92.3% | 86.1%+6.3pp | 81.7%+10.6pp | 82.1%+10.2pp |
| Annual return | 14.16% | 148.43%-134.3pp | 122.11%-107.9pp | 478.89%-464.7pp |
| Employer contribution / active EE | $4,583 | $5,874-22.0% | $5,168-11.3% | $4,840-5.3% |
| Participant deferral / active EE | $6,350 | $6,357-0.1% | $5,569+14.0% | $6,343+0.1% |
| Admin fee / account holder | $1,772 | $19,820-91.1% | $16,245-89.1% | $12,316-85.6% |