Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,959 | $80,983-84.0% | $96,544-86.6% | $75,177-82.8% |
| Participation rate | 53.3% | 71.8%-18.5pp | 76.0%-22.7pp | 67.2%-13.9pp |
| Annual return | 18.03% | 27.05%-9.0pp | 25.88%-7.8pp | 160.75%-142.7pp |
| Employer contribution / active EE | $903 | $2,282-60.4% | $2,966-69.6% | $2,671-66.2% |
| Participant deferral / active EE | $1,318 | $3,929-66.5% | $4,851-72.8% | $4,126-68.1% |
| Admin fee / account holder | $749 | $6,717-88.8% | $8,254-90.9% | $5,651-86.7% |