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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,192 | $113,941-94.6% | $94,229-93.4% | $125,389-95.1% |
| Participation rate | 73.7% | 82.9%-9.2pp | 78.8%-5.1pp | 83.2%-9.5pp |
| Annual return | 0.00% | 5.29%-5.3pp | 10.68%-10.7pp | 282.24%-282.2pp |
| Employer contribution / active EE | $832 | $4,727-82.4% | $3,587-76.8% | $4,866-82.9% |
| Participant deferral / active EE | $4,513 | $5,179-12.9% | $4,320+4.5% | $5,352-15.7% |
| Admin fee / account holder | $447 | $8,392-94.7% | $6,269-92.9% | $9,541-95.3% |