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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $48,802 |
USI CONSULTING GROUP3 years Filed as: USI ADVISORS INC Service code 50 · EIN 06-1397347 | Direct Payment | $45,794 |
MARCUM LLP1 year Service code 10 10 MELVILLE PARK AVE · MELVILLE, NY 11747 | Accounting | $32,240 |
USI CONSULTING GROUP1 year Service code 70 95 GLASTONBURY BLVD SUITE 102 · GLASTONBURY, CT 06033 | Consulting Fees | $22,014 |
THE VANGUARD GROUP, INC.1 year Filed as: THE VANGUARD GROUP Service code 50 · EIN 23-1945930 | Direct Payment | $5,880 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,601 | $56,638+284.2% | $169,397+28.5% | $74,473+192.2% |
| Participation rate | 95.2% | 67.5%+27.6pp | 77.2%+18.0pp | 70.7%+24.4pp |
| Annual return | 16.07% | 24.75%-8.7pp | 406.23%-390.2pp | 34.36%-18.3pp |
| Employer contribution / active EE | $8,368 | $2,027+312.9% | $4,013+108.5% | $2,638+217.2% |
| Participant deferral / active EE | $10,857 | $4,223+157.1% | $6,223+74.5% | $4,530+139.7% |
| Admin fee / account holder | $307 | $307+0.2% | $9,017-96.6% | $347-11.5% |