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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,727 | $53,128-68.5% | $86,581-80.7% | $70,124-76.1% |
| Participation rate | 22.7% | 65.3%-42.6pp | 73.5%-50.8pp | 69.5%-46.8pp |
| Annual return | 14.70% | 27.66%-13.0pp | 965.06%-950.4pp | 73.14%-58.4pp |
| Employer contribution / active EE | $520 | $2,068-74.9% | $2,840-81.7% | $2,342-77.8% |
| Participant deferral / active EE | $490 | $2,695-81.8% | $3,609-86.4% | $3,332-85.3% |
| Admin fee / account holder | $5 | $3,584-99.9% | $4,904-99.9% | $4,645-99.9% |