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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,647 | $54,357-51.0% | $82,706-67.8% | $68,495-61.1% |
| Participation rate | 55.9% | 63.9%-8.0pp | 72.6%-16.7pp | 67.9%-12.0pp |
| Annual return | -15.96% | -13.67%-2.3pp | 701.76%-717.7pp | -7.84%-8.1pp |
| Employer contribution / active EE | $1,179 | $2,218-46.8% | $3,007-60.8% | $2,596-54.6% |
| Participant deferral / active EE | $2,132 | $3,246-34.3% | $4,394-51.5% | $4,028-47.1% |
| Admin fee / account holder | $1,077 | $4,396-75.5% | $5,329-79.8% | $5,403-80.1% |