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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,502 | $156,398-78.6% | $147,318-77.3% | $138,895-75.9% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 79.9%+7.6pp |
| Annual return | 19.89% | 78.75%-58.9pp | 70.43%-50.5pp | 145.39%-125.5pp |
| Employer contribution / active EE | $2,693 | $4,853-44.5% | $4,593-41.4% | $4,194-35.8% |
| Participant deferral / active EE | $5,491 | $8,237-33.3% | $7,906-30.6% | $6,396-14.2% |
| Admin fee / account holder | $502 | $14,976-96.6% | $13,708-96.3% | $12,562-96.0% |