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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,774 | $81,476-58.5% | $102,383-67.0% | $80,925-58.3% |
| Participation rate | 37.9% | 66.8%-28.9pp | 74.5%-36.6pp | 67.7%-29.7pp |
| Annual return | 21.39% | 25.59%-4.2pp | 24.94%-3.5pp | 35.65%-14.3pp |
| Employer contribution / active EE | $1,228 | $3,105-60.4% | $3,870-68.3% | $2,756-55.4% |
| Participant deferral / active EE | $2,741 | $3,871-29.2% | $5,060-45.8% | $4,299-36.2% |
| Admin fee / account holder | $262 | $6,717-96.1% | $8,391-96.9% | $6,940-96.2% |