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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,264 | $106,247-81.9% | $96,515-80.0% | $139,466-86.2% |
| Participation rate | 41.7% | 77.8%-36.2pp | 74.3%-32.7pp | 80.3%-38.7pp |
| Annual return | 36.88% | 38.47%-1.6pp | 35.73%+1.2pp | 373.66%-336.8pp |
| Employer contribution / active EE | $1,463 | $4,106-64.4% | $3,740-60.9% | $4,754-69.2% |
| Participant deferral / active EE | $3,389 | $5,456-37.9% | $4,880-30.6% | $6,712-49.5% |
| Admin fee / account holder | $87 | $7,885-98.9% | $6,735-98.7% | $11,409-99.2% |