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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,099 | $77,816-8.6% | $123,549-42.5% | $64,181+10.8% |
| Participation rate | 88.5% | 74.7%+13.8pp | 82.3%+6.2pp | 69.6%+18.9pp |
| Annual return | -2.85% | 12.49%-15.3pp | 119.20%-122.1pp | 7.63%-10.5pp |
| Employer contribution / active EE | $6,605 | $3,014+119.1% | $4,628+42.7% | $2,381+177.4% |
| Participant deferral / active EE | $12,361 | $5,240+135.9% | $6,426+92.4% | $3,470+256.3% |
| Admin fee / account holder | $20,810 | $5,519+277.1% | $9,284+124.1% | $4,887+325.8% |