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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,793 | $138,072-61.0% | $123,549-56.5% | $135,382-60.3% |
| Participation rate | 63.6% | 84.7%-21.1pp | 82.3%-18.7pp | 82.6%-19.0pp |
| Annual return | -9.10% | 153.69%-162.8pp | 119.20%-128.3pp | 519.77%-528.9pp |
| Employer contribution / active EE | $3,263 | $5,152-36.7% | $4,628-29.5% | $4,779-31.7% |
| Participant deferral / active EE | $8,128 | $6,799+19.5% | $6,426+26.5% | $5,609+44.9% |
| Admin fee / account holder | $77 | $10,917-99.3% | $9,284-99.2% | $10,829-99.3% |