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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,851 | $183,592-69.0% | $155,574-63.5% | $145,877-61.0% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 16.68% | 61.37%-44.7pp | 64.87%-48.2pp | 551.28%-534.6pp |
| Employer contribution / active EE | $2,826 | $5,317-46.9% | $4,676-39.6% | $4,663-39.4% |
| Participant deferral / active EE | $11,357 | $6,466+75.6% | $5,629+101.8% | $6,691+69.7% |
| Admin fee / account holder | $964 | $19,316-95.0% | $15,914-93.9% | $13,402-92.8% |