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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,862 | $175,231-76.1% | $149,696-72.0% | $139,466-70.0% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 25.30% | 166.77%-141.5pp | 134.46%-109.2pp | 373.66%-348.4pp |
| Employer contribution / active EE | $2,465 | $5,478-55.0% | $4,821-48.9% | $4,754-48.1% |
| Participant deferral / active EE | $8,342 | $6,521+27.9% | $5,682+46.8% | $6,712+24.3% |
| Admin fee / account holder | $343 | $16,155-97.9% | $13,212-97.4% | $11,409-97.0% |