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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,867 | $106,003-78.4% | $92,236-75.2% | $147,585-84.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 22.65% | 50.05%-27.4pp | 176.29%-153.6pp | 578.57%-555.9pp |
| Employer contribution / active EE | $2,582 | $4,333-40.4% | $3,679-29.8% | $4,876-47.0% |
| Participant deferral / active EE | $6,404 | $4,478+43.0% | $3,897+64.3% | $5,439+17.7% |
| Admin fee / account holder | $674 | $6,333-89.3% | $5,194-87.0% | $10,885-93.8% |