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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,490 | $99,345-86.4% | $84,753-84.1% | $273,972-95.1% |
| Participation rate | 92.9% | 80.7%+12.2pp | 76.6%+16.3pp | 83.0%+9.8pp |
| Annual return | 6.75% | 22.93%-16.2pp | 22.78%-16.0pp | 41.46%-34.7pp |
| Employer contribution / active EE | $87 | $4,214-97.9% | $3,574-97.6% | $4,869-98.2% |
| Participant deferral / active EE | $7,421 | $4,270+73.8% | $3,712+99.9% | $5,287+40.4% |
| Admin fee / account holder | $1,235 | $6,645-81.4% | $5,333-76.8% | $10,133-87.8% |