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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,554 | $160,070+87.8% | $147,117+104.3% | $145,897+106.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.17% | 98.69%-90.5pp | 420.54%-412.4pp | 552.29%-544.1pp |
| Employer contribution / active EE | $15,236 | $5,285+188.3% | $4,932+208.9% | $4,663+226.8% |
| Participant deferral / active EE | $7,860 | $8,419-6.6% | $8,065-2.5% | $6,689+17.5% |
| Admin fee / account holder | $3,305 | $15,035-78.0% | $12,993-74.6% | $13,390-75.3% |