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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,261 | $75,541-58.6% | $152,093-79.4% | $82,637-62.2% |
| Participation rate | 40.0% | 66.5%-26.5pp | 77.8%-37.8pp | 68.1%-28.1pp |
| Annual return | 19.54% | 32.56%-13.0pp | 66.36%-46.8pp | 53.51%-34.0pp |
| Employer contribution / active EE | $669 | $2,622-74.5% | $4,175-84.0% | $2,552-73.8% |
| Participant deferral / active EE | $1,285 | $3,206-59.9% | $5,451-76.4% | $4,126-68.9% |
| Admin fee / account holder | $271 | $6,405-95.8% | $14,497-98.1% | $7,339-96.3% |