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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,159 | $165,361-70.9% | $149,715-67.8% | $158,950-69.7% |
| Participation rate | 76.9% | 84.6%-7.6pp | 82.5%-5.6pp | 82.0%-5.0pp |
| Annual return | 24.32% | 348.24%-323.9pp | 276.66%-252.3pp | 302.91%-278.6pp |
| Employer contribution / active EE | $3,584 | $5,103-29.8% | $4,645-22.8% | $4,762-24.7% |
| Participant deferral / active EE | $8,425 | $7,182+17.3% | $6,842+23.1% | $5,983+40.8% |
| Admin fee / account holder | $2,317 | $10,808-78.6% | $9,310-75.1% | $11,248-79.4% |