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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,093 | $29,670-45.8% | $56,054-71.3% | $80,911-80.1% |
| Participation rate | 32.4% | 41.7%-9.3pp | 52.5%-20.1pp | 67.6%-35.3pp |
| Annual return | 17.71% | 35.24%-17.5pp | 1705.95%-1688.2pp | 35.63%-17.9pp |
| Employer contribution / active EE | $333 | $670-50.3% | $1,039-67.9% | $2,756-87.9% |
| Participant deferral / active EE | $589 | $1,227-52.0% | $1,952-69.8% | $4,297-86.3% |
| Admin fee / account holder | $1,263 | $2,431-48.0% | $2,822-55.2% | $6,935-81.8% |