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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,775 | $118,877+1.6% | $96,570+25.1% | $167,536-27.9% |
| Participation rate | 61.5% | 75.5%-14.0pp | 69.8%-8.3pp | 82.1%-20.6pp |
| Annual return | 10.14% | 50.50%-40.4pp | 37.79%-27.6pp | 478.82%-468.7pp |
| Employer contribution / active EE | $1,649 | $3,121-47.2% | $2,357-30.1% | $4,839-65.9% |
| Participant deferral / active EE | $3,011 | $4,617-34.8% | $3,849-21.8% | $6,342-52.5% |
| Admin fee / account holder | $1,350 | $8,069-83.3% | $6,182-78.2% | $12,315-89.0% |