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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,789 | $106,923-13.2% | $84,023+10.4% | $152,909-39.3% |
| Participation rate | 61.5% | 75.3%-13.7pp | 69.0%-7.5pp | 82.5%-20.9pp |
| Annual return | 16.69% | 105.02%-88.3pp | 71.32%-54.6pp | 345.46%-328.8pp |
| Employer contribution / active EE | $1,351 | $2,735-50.6% | $1,984-31.9% | $4,764-71.6% |
| Participant deferral / active EE | $1,856 | $4,013-53.7% | $3,239-42.7% | $5,851-68.3% |
| Admin fee / account holder | $4,358 | $8,289-47.4% | $6,102-28.6% | $11,601-62.4% |