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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,806 | $166,131-62.2% | $164,975-61.9% | $145,877-56.9% |
| Participation rate | 27.8% | 82.0%-54.2pp | 78.6%-50.8pp | 80.3%-52.5pp |
| Annual return | 13.13% | 100.37%-87.2pp | 70.12%-57.0pp | 551.28%-538.2pp |
| Employer contribution / active EE | $1,699 | $5,276-67.8% | $4,343-60.9% | $4,663-63.6% |
| Participant deferral / active EE | $4,526 | $6,962-35.0% | $6,033-25.0% | $6,691-32.4% |
| Admin fee / account holder | $45,601 | $16,648+173.9% | $12,688+259.4% | $13,402+240.3% |