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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,343 | $81,870-73.9% | $119,634-82.2% | $68,490-68.8% |
| Participation rate | 82.4% | 71.9%+10.5pp | 79.3%+3.1pp | 67.9%+14.5pp |
| Annual return | 0.00% | -23.82%+23.8pp | -14.98%+15.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,300 | $2,692-14.6% | $4,232-45.7% | $2,597-11.4% |
| Participant deferral / active EE | $4,693 | $4,148+13.1% | $5,601-16.2% | $4,028+16.5% |
| Admin fee / account holder | $320 | $6,583-95.1% | $10,329-96.9% | $5,403-94.1% |