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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,256 | $180,462-27.8% | $154,111-15.5% | $135,379-3.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.65% | 888.17%-899.8pp | 735.18%-746.8pp | 519.79%-531.4pp |
| Employer contribution / active EE | $9,375 | $6,036+55.3% | $5,298+77.0% | $4,779+96.2% |
| Participant deferral / active EE | $9,000 | $5,806+55.0% | $5,081+77.1% | $5,609+60.5% |
| Admin fee / account holder | $2,066 | $16,145-87.2% | $13,411-84.6% | $10,828-80.9% |