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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,680 | $180,466-29.8% | $154,114-17.8% | $135,382-6.4% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -11.53% | 888.15%-899.7pp | 735.16%-746.7pp | 519.77%-531.3pp |
| Employer contribution / active EE | $9,166 | $6,035+51.9% | $5,298+73.0% | $4,779+91.8% |
| Participant deferral / active EE | $7,875 | $5,806+35.6% | $5,081+55.0% | $5,609+40.4% |
| Admin fee / account holder | $1,991 | $16,144-87.7% | $13,411-85.2% | $10,829-81.6% |