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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,405 | $159,978+55.9% | $147,041+69.6% | $145,978+70.9% |
| Participation rate | 95.0% | 84.0%+11.0pp | 82.2%+12.8pp | 80.3%+14.7pp |
| Annual return | 18.22% | 98.36%-80.1pp | 419.21%-401.0pp | 550.52%-532.3pp |
| Employer contribution / active EE | $17,343 | $5,288+228.0% | $4,935+251.4% | $4,662+272.0% |
| Participant deferral / active EE | $17,627 | $8,429+109.1% | $8,071+118.4% | $6,690+163.5% |
| Admin fee / account holder | $887 | $15,053-94.1% | $13,006-93.2% | $13,400-93.4% |