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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,151 | $124,213-34.7% | $118,106-31.3% | $154,746-47.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 15.32% | 18.29%-3.0pp | 19.44%-4.1pp | 172.34%-157.0pp |
| Employer contribution / active EE | $1,613 | $4,905-67.1% | $4,698-65.7% | $4,379-63.2% |
| Participant deferral / active EE | $8,395 | $6,859+22.4% | $6,619+26.8% | $6,730+24.7% |
| Admin fee / account holder | $518 | $9,627-94.6% | $8,973-94.2% | $14,365-96.4% |