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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,557 | $150,446-53.8% | $136,297-49.0% | $147,585-52.9% |
| Participation rate | 27.8% | 84.4%-56.6pp | 81.9%-54.1pp | 82.8%-55.1pp |
| Annual return | 10.89% | 1049.14%-1038.3pp | 5156.19%-5145.3pp | 578.58%-567.7pp |
| Employer contribution / active EE | $1,525 | $5,256-71.0% | $4,696-67.5% | $4,876-68.7% |
| Participant deferral / active EE | $3,778 | $6,631-43.0% | $6,247-39.5% | $5,439-30.5% |
| Admin fee / account holder | $2,504 | $10,906-77.0% | $9,244-72.9% | $10,886-77.0% |