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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,125 | $28,624-89.1% | $53,647-94.2% | $82,637-96.2% |
| Participation rate | 24.7% | 47.3%-22.5pp | 56.3%-31.5pp | 68.1%-43.3pp |
| Annual return | 31.08% | 664.98%-633.9pp | 358.33%-327.3pp | 53.51%-22.4pp |
| Employer contribution / active EE | $153 | $637-76.0% | $962-84.1% | $2,552-94.0% |
| Participant deferral / active EE | $407 | $1,196-66.0% | $1,813-77.6% | $4,126-90.1% |
| Admin fee / account holder | $116 | $2,022-94.3% | $2,460-95.3% | $7,339-98.4% |