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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,049 | $88,702-85.3% | $81,780-84.0% | $145,978-91.1% |
| Participation rate | 68.4% | 75.0%-6.6pp | 72.4%-3.9pp | 80.3%-11.9pp |
| Annual return | 15.24% | 1029.12%-1013.9pp | 776.27%-761.0pp | 550.52%-535.3pp |
| Employer contribution / active EE | $1,586 | $3,084-48.6% | $2,914-45.6% | $4,662-66.0% |
| Participant deferral / active EE | $2,170 | $4,645-53.3% | $4,321-49.8% | $6,690-67.6% |
| Admin fee / account holder | $255 | $8,414-97.0% | $7,384-96.5% | $13,400-98.1% |