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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,178 | $134,817-37.6% | $123,973-32.1% | $155,188-45.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 17.50% | 515.49%-498.0pp | 388.13%-370.6pp | 148.84%-131.3pp |
| Employer contribution / active EE | $1,916 | $4,425-56.7% | $4,126-53.6% | $4,248-54.9% |
| Participant deferral / active EE | $5,834 | $5,706+2.2% | $5,247+11.2% | $6,531-10.7% |
| Admin fee / account holder | $933 | $13,245-93.0% | $11,799-92.1% | $14,480-93.6% |