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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,913 | $106,280-52.1% | $96,538-47.3% | $139,487-63.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 22.12% | 38.48%-16.4pp | 35.74%-13.6pp | 373.84%-351.7pp |
| Employer contribution / active EE | $2,347 | $4,107-42.9% | $3,740-37.2% | $4,755-50.6% |
| Participant deferral / active EE | $6,954 | $5,457+27.4% | $4,880+42.5% | $6,713+3.6% |
| Admin fee / account holder | $409 | $7,888-94.8% | $6,737-93.9% | $11,407-96.4% |