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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,173 | $185,883-87.5% | $170,043-86.4% | $139,466-83.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.31% | 60.54%-48.2pp | 53.40%-41.1pp | 373.66%-361.4pp |
| Employer contribution / active EE | $4,182 | $7,596-44.9% | $6,790-38.4% | $4,754-12.0% |
| Participant deferral / active EE | $3,941 | $11,626-66.1% | $10,410-62.1% | $6,712-41.3% |
| Admin fee / account holder | $1,030 | $15,393-93.3% | $12,824-92.0% | $11,409-91.0% |