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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,401 | $160,040-81.0% | $147,096-79.3% | $145,877-79.2% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 13.87% | 98.49%-84.6pp | 419.75%-405.9pp | 551.28%-537.4pp |
| Employer contribution / active EE | $1,092 | $5,289-79.3% | $4,936-77.9% | $4,663-76.6% |
| Participant deferral / active EE | $4,010 | $8,429-52.4% | $8,071-50.3% | $6,691-40.1% |
| Admin fee / account holder | $10,561 | $15,050-29.8% | $13,005-18.8% | $13,402-21.2% |