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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,221 | $138,366+102.5% | $184,185+52.1% | $80,911+246.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 13.49% | 20.02%-6.5pp | 28.81%-15.3pp | 35.63%-22.1pp |
| Employer contribution / active EE | $25,702 | $4,849+430.1% | $6,426+300.0% | $2,756+832.6% |
| Participant deferral / active EE | $17,474 | $7,074+147.0% | $9,132+91.3% | $4,297+306.6% |
| Admin fee / account holder | $28,813 | $10,484+174.8% | $13,909+107.2% | $6,935+315.5% |