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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,708 | $165,361-2.2% | $149,715+8.0% | $158,950+1.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 5.92% | 348.24%-342.3pp | 276.66%-270.7pp | 302.91%-297.0pp |
| Employer contribution / active EE | $15,277 | $5,103+199.3% | $4,645+228.9% | $4,762+220.8% |
| Participant deferral / active EE | $16,273 | $7,182+126.6% | $6,842+137.8% | $5,983+172.0% |
| Admin fee / account holder | $38,997 | $10,808+260.8% | $9,310+318.9% | $11,248+246.7% |