Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,453 | $168,636-96.8% | $147,617-96.3% | $125,393-95.7% |
| Participation rate | 55.6% | 88.8%-33.2pp | 84.6%-29.1pp | 83.2%-27.6pp |
| Annual return | 6.98% | 77.65%-70.7pp | 61.98%-55.0pp | 282.23%-275.3pp |
| Employer contribution / active EE | $183 | $6,252-97.1% | $5,565-96.7% | $4,866-96.2% |
| Participant deferral / active EE | $2,256 | $5,507-59.0% | $4,895-53.9% | $5,351-57.9% |
| Admin fee / account holder | $2,062 | $13,580-84.8% | $11,611-82.2% | $9,541-78.4% |