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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,026 | $104,106-28.9% | $71,086+4.1% | $135,382-45.3% |
| Participation rate | 42.9% | 65.7%-22.8pp | 54.7%-11.8pp | 82.6%-39.8pp |
| Annual return | 0.27% | 1256.30%-1256.0pp | 650.59%-650.3pp | 519.77%-519.5pp |
| Employer contribution / active EE | $1,123 | $1,485-24.4% | $1,088+3.3% | $4,779-76.5% |
| Participant deferral / active EE | $4,251 | $2,527+68.2% | $1,874+126.8% | $5,609-24.2% |
| Admin fee / account holder | $6 | $4,142-99.9% | $3,082-99.8% | $10,829-99.9% |