Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,292 | $54,357-88.4% | $82,706-92.4% | $68,495-90.8% |
| Participation rate | 40.7% | 63.9%-23.2pp | 72.6%-31.9pp | 67.9%-27.2pp |
| Annual return | -14.57% | -13.67%-0.9pp | 701.76%-716.3pp | -7.84%-6.7pp |
| Employer contribution / active EE | $352 | $2,218-84.1% | $3,007-88.3% | $2,596-86.4% |
| Participant deferral / active EE | $2,079 | $3,246-35.9% | $4,394-52.7% | $4,028-48.4% |
| Admin fee / account holder | $377 | $4,396-91.4% | $5,329-92.9% | $5,403-93.0% |