Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,238 | $81,494-67.8% | $133,978-80.4% | $73,497-64.3% |
| Participation rate | 60.8% | 76.4%-15.5pp | 79.8%-19.0pp | 70.7%-9.8pp |
| Annual return | 28.72% | 19.40%+9.3pp | 45.10%-16.4pp | 28.51%+0.2pp |
| Employer contribution / active EE | $1,380 | $2,210-37.6% | $3,919-64.8% | $2,270-39.2% |
| Participant deferral / active EE | $2,318 | $3,787-38.8% | $5,047-54.1% | $3,740-38.0% |
| Admin fee / account holder | $2,788 | $713+290.8% | $8,930-68.8% | $513+443.5% |