Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,364 | $86,341-78.7% | $125,192-85.3% | $65,185-71.8% |
| Participation rate | 66.3% | 75.3%-9.0pp | 79.8%-13.4pp | 70.2%-3.9pp |
| Annual return | 21.89% | 27.44%-5.5pp | 43.79%-21.9pp | 29.38%-7.5pp |
| Employer contribution / active EE | $1,288 | $2,040-36.8% | $3,866-66.7% | $2,177-40.8% |
| Participant deferral / active EE | $2,164 | $3,538-38.8% | $4,937-56.2% | $3,514-38.4% |
| Admin fee / account holder | $603 | $609-1.0% | $9,704-93.8% | $847-28.8% |